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// LEGAL · LAST UPDATED

Terms of Use

IN PLAIN LANGUAGE

This website is for information only. It is not an offer to sell securities, not investment advice, and illustrations on it are not actual results. Using the site means you accept these terms.

Acceptance of terms

By using this website you agree to these Terms of Use. If you do not agree, please do not use the website.

No offer or solicitation

The materials on this website are for illustration and discussion purposes only and do not constitute an offering. An offering may be made only by delivery of a confidential offering memorandum to appropriate investors. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.

Offerings, where applicable, are made only to eligible investors, such as accredited investors, under the applicable prospectus exemptions.

Nothing on this website is investment, tax, legal or accounting advice, or a recommendation to buy or sell any security. Using this website does not create a client relationship with Shipra.

Performance and forward-looking information

Past performance is no guarantee of future results. Visualisations labelled “SIMULATED · ILLUSTRATIVE” are generated from models using simulated data and are not actual, hypothetical or back-tested results. Statements about objectives or expectations are forward-looking, involve risks and uncertainties, and actual outcomes may differ materially.

Risks

Investing involves risk, including possible loss of capital. Quantitative and machine-learning models may not perform as intended. Hedging and leverage involve costs and risks. International investing in the United States, Canada, India, China and Japan involves currency, foreign-market and emerging-market risks. See our Disclosures.

Intellectual property

The Shipra name, logo, website content and the description of the QHAM methodology are © Shipra. All rights reserved. You may view and print pages for personal, non-commercial use.

Acceptable use

You may not misuse this website, attempt to gain unauthorised access, interfere with its operation, or reverse-engineer any part of it.

Links to third-party websites are provided for convenience. We are not responsible for their content or practices.

Disclaimer of warranties and limitation of liability

This website is provided “as is” without warranties of any kind. To the extent permitted by law, Shipra is not liable for any loss arising from use of, or reliance on, this website.

Indemnity

You agree to indemnify Shipra against claims arising from your misuse of this website or breach of these terms.

Governing law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable there. The courts of Ontario have exclusive jurisdiction.

Changes and contact

We may update these terms; the “last updated” date shows when they last changed. Questions: hello@shipra.ca.

QUESTIONS

Contact our Privacy Officer at hello@shipra.ca.